<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
______________________ AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0001002213
<NAME> FIRST NORTHERN CAPITAL CORP.
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                              JAN-1-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                           8,043
<INT-BEARING-DEPOSITS>                           4,329
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     13,998
<INVESTMENTS-CARRYING>                          36,263
<INVESTMENTS-MARKET>                            35,620
<LOANS>                                        741,875
<ALLOWANCE>                                      3,910
<TOTAL-ASSETS>                                 839,623
<DEPOSITS>                                     566,908
<SHORT-TERM>                                    72,095
<LIABILITIES-OTHER>                             10,021
<LONG-TERM>                                    113,804
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        76,795
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>                 839,623
<INTEREST-LOAN>                                 49,448
<INTEREST-INVEST>                                3,322
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                52,770
<INTEREST-DEPOSIT>                              23,559
<INTEREST-EXPENSE>                              30,686
<INTEREST-INCOME-NET>                           22,084
<LOAN-LOSSES>                                      472
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 14,564
<INCOME-PRETAX>                                 10,902
<INCOME-PRE-EXTRAORDINARY>                      10,902
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,377
<EPS-BASIC>                                       0.85
<EPS-DILUTED>                                     0.83
<YIELD-ACTUAL>                                    3.00
<LOANS-NON>                                        283
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,531
<CHARGE-OFFS>                                      122
<RECOVERIES>                                        29
<ALLOWANCE-CLOSE>                                3,910
<ALLOWANCE-DOMESTIC>                             3,910
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0