<ARTICLE> 9
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   YEAR                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-START>                             JAN-01-1999             OCT-01-1999
<PERIOD-END>                               DEC-31-1999             DEC-31-1999
<CASH>                                         250,745                 250,745
<INT-BEARING-DEPOSITS>                             755                     755
<FED-FUNDS-SOLD>                                63,048                  63,048
<TRADING-ASSETS>                                 2,444                   2,444
<INVESTMENTS-HELD-FOR-SALE>                  1,372,186               1,372,186
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                            25,161                  25,161
<LOANS>                                      5,917,483               5,917,483
<ALLOWANCE>                                     76,397                  76,397
<TOTAL-ASSETS>                               7,899,357               7,899,357
<DEPOSITS>                                   6,128,998               6,128,998
<SHORT-TERM>                                   937,279                 937,279
<LIABILITIES-OTHER>                             72,307                  72,307
<LONG-TERM>                                    127,104                 127,104
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       226,972                 226,972
<OTHER-SE>                                     406,697                 406,697
<TOTAL-LIABILITIES-AND-EQUITY>               7,899,357               7,899,357
<INTEREST-LOAN>                                463,071                 122,522
<INTEREST-INVEST>                               76,232                  21,425
<INTEREST-OTHER>                                 3,104                     584
<INTEREST-TOTAL>                               542,407                 144,531
<INTEREST-DEPOSIT>                             196,871                  51,568
<INTEREST-EXPENSE>                             231,917                  63,391
<INTEREST-INCOME-NET>                          310,490                  81,140
<LOAN-LOSSES>                                   24,675                  11,422
<SECURITIES-GAINS>                             (3,052)                 (3,584)
<EXPENSE-OTHER>                                276,976                  99,303
<INCOME-PRETAX>                                 89,983                (13,779)
<INCOME-PRE-EXTRAORDINARY>                      61,994                 (9,229)
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    61,994                 (9,229)
<EPS-BASIC>                                       1.29                  (0.19)
<EPS-DILUTED>                                     1.28                  (0.19)
<YIELD-ACTUAL>                                    4.69                    4.63
<LOANS-NON>                                     28,931                  28,931
<LOANS-PAST>                                     2,139                   2,139
<LOANS-TROUBLED>                                     9                       9
<LOANS-PROBLEM>                                 18,900                  18,900
<ALLOWANCE-OPEN>                                69,740                  72,689
<CHARGE-OFFS>                                   26,862                   9,795
<RECOVERIES>                                     6,444                   2,081
<ALLOWANCE-CLOSE>                               76,397                  76,397
<ALLOWANCE-DOMESTIC>                            51,600                  51,600
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         24,797                  24,797