<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM INVESTORSBANCORP, INC., MARCH 31, 2000, 10-QSB. </LEGEND> <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <CASH> 2,663,293 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 5,460,000 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 81,857,256 <ALLOWANCE> 810,928 <TOTAL-ASSETS> 90,337,109 <DEPOSITS> 79,252,611 <SHORT-TERM> 2,450,000 <LIABILITIES-OTHER> 791,735 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,500 <OTHER-SE> 7,832,263 <TOTAL-LIABILITIES-AND-EQUITY> 90,337,109 <INTEREST-LOAN> 1,674,363 <INTEREST-INVEST> 84,032 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 1,758,395 <INTEREST-DEPOSIT> 1,030,167 <INTEREST-EXPENSE> 1,036,389 <INTEREST-INCOME-NET> 722,006 <LOAN-LOSSES> 40,155 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 756,411 <INCOME-PRETAX> 279,402 <INCOME-PRE-EXTRAORDINARY> 279,402 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 175,863 <EPS-BASIC> 0.17 <EPS-DILUTED> 0.17 <YIELD-ACTUAL> 3.26 <LOANS-NON> 0 <LOANS-PAST> 47,000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 770,773 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 810,928 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 810,928