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                                                                    EXHIBIT 23.2







              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS


We have issued our report dated August 16, 1999, accompanying the consolidated
financial statements of the Credit Store Inc. and subsidiaries for the year
ended May 31, 1999, and included in Form 10, filed with the Securities Exchange
Commission on April 6, 2000. We hereby consent to the incorporation by reference
of said report in this Registration Statement of the Credit Store Inc. and
subsidiaries on Form S-8 to be filed with the Securities Exchange Commission
on or about July 26, 2000.

/s/  GRANT THORNTON LLP


Minneapolis, Minnesota
July 26, 2000