<ARTICLE> 9
<CIK> 0000275119
<NAME> BAYLAKE CORP
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                          20,951
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<SHORT-TERM>                                   142,531
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<LONG-TERM>                                      5,111
<PREFERRED-MANDATORY>                                0
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<INTEREST-OTHER>                                     0
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<INTEREST-DEPOSIT>                              10,999
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