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                                                                    EXHIBIT 23.1






               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS






The Board of Directors
Hallmark Capital Corp.:

We consent to incorporation by reference in the subject registration statement
(No. 33-80-700) on Form S-8 of Hallmark Capital Corp. of our report dated July
28, 2000, relating to the consolidated statements of financial condition of
Hallmark Capital Corp. and subsidiary as of June 30, 2000 and 1999, and the
related consolidated statements of income, shareholders' equity and cash flows
for each of the years in the three-year period ended June 30, 2000, which report
appears in the June 30, 2000 annual report on Form 10-K of Hallmark Capital
Corp.


                                                                        KPMG LLP



Milwaukee, Wisconsin
September 15, 2000



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