<ARTICLE> 9 <CIK> 0001033012 <NAME> FLAGSTAR BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JUL-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 39,769 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 102,544 <INVESTMENTS-MARKET> 0 <LOANS> 5,200,552 <ALLOWANCE> 25,000 <TOTAL-ASSETS> 5,638,642 <DEPOSITS> 3,307,099 <SHORT-TERM> 212,000 <LIABILITIES-OTHER> 334,459 <LONG-TERM> 1,594,750 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 119 <OTHER-SE> 190,215 <TOTAL-LIABILITIES-AND-EQUITY> 5,638,642 <INTEREST-LOAN> 101,211 <INTEREST-INVEST> 2,141 <INTEREST-OTHER> 1,072 <INTEREST-TOTAL> 104,424 <INTEREST-DEPOSIT> 51,002 <INTEREST-EXPENSE> 28,782 <INTEREST-INCOME-NET> 24,640 <LOAN-LOSSES> 2,400 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 25,638 <INCOME-PRETAX> 14,108 <INCOME-PRE-EXTRAORDINARY> 14,108 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,020 <EPS-BASIC> 0.75 <EPS-DILUTED> 0.71 <YIELD-ACTUAL> 8.13 <LOANS-NON> 50,002 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 25,000 <CHARGE-OFFS> 2,400 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 25,000 <ALLOWANCE-DOMESTIC> 25,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0