<ARTICLE> 9
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   9-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-2000
<PERIOD-START>                             JAN-01-2000             JUL-01-2000
<PERIOD-END>                               SEP-30-2000             SEP-30-2000
<CASH>                                         236,147                 236,147
<INT-BEARING-DEPOSITS>                           1,849                   1,849
<FED-FUNDS-SOLD>                                 5,220                   5,220
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  1,360,986               1,360,986
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      6,406,037               6,406,037
<ALLOWANCE>                                     81,074                  81,074
<TOTAL-ASSETS>                               8,275,611               8,275,611
<DEPOSITS>                                   6,154,380               6,154,380
<SHORT-TERM>                                   926,897                 926,897
<LIABILITIES-OTHER>                             82,170                  82,170
<LONG-TERM>                                    447,211                 447,211
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       213,720                 213,720
<OTHER-SE>                                     451,233                 451,233
<TOTAL-LIABILITIES-AND-EQUITY>               8,275,611               8,275,611
<INTEREST-LOAN>                                395,506                 138,835
<INTEREST-INVEST>                               65,333                  21,512
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                               460,839                 160,347
<INTEREST-DEPOSIT>                             166,284                  59,676
<INTEREST-EXPENSE>                             222,225                  80,722
<INTEREST-INCOME-NET>                          238,614                  79,625
<LOAN-LOSSES>                                   15,088                   4,642
<SECURITIES-GAINS>                                 (6)                     (5)
<EXPENSE-OTHER>                                191,472                  61,571
<INCOME-PRETAX>                                 99,018                  36,622
<INCOME-PRE-EXTRAORDINARY>                      70,305                  25,729
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    70,305                  25,729
<EPS-BASIC>                                       1.48                     .54
<EPS-DILUTED>                                     1.47                     .54
<YIELD-ACTUAL>                                    4.40                    4.31
<LOANS-NON>                                     48,422                  48,422
<LOANS-PAST>                                     1,189                   1,189
<LOANS-TROUBLED>                                 1,295                   1,295
<LOANS-PROBLEM>                                 46,414                  46,414
<ALLOWANCE-OPEN>                                76,397                  80,047
<CHARGE-OFFS>                                   15,850                   5,223
<RECOVERIES>                                     5,439                   1,608
<ALLOWANCE-CLOSE>                               81,074                  81,074
<ALLOWANCE-DOMESTIC>                            54,725                  54,725
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         26,349                  26,349