1 EXHIBIT 10.3 SCHEDULE OF MORTGAGES AND DEEDS OF TRUST WHICH ARE SUBSTANTIALLY IN THE FORM OF MORTGAGE/DEED OF TRUST ATTACHED AS EXHIBIT 10.2 TO THE REGISTRANT'S FORM 10-Q FOR THE PERIOD ENDING 9/30/00 RESIDENCE LOCATION DATE OF MORTGAGE 1. Alterra Clare Bridge of Corona 2005 Kellogg Avenue August 28, 2000 Corona, CA 92879-3111 San Bernadino County 2. Alterra Clare Bridge of Leawood 12724 State Line Road August 28, 2000 Leawood, KS 66221 Johnson County 3. Alterra Clare Bridge Cottage of Topeka 5800 SW Drury Lane August 28, 2000 Topeka, KS 66604-2262 Shawnee County 4. Alterra Clare Bridge Cottage of Lynchburg 208 Gristmill Drive August 28, 2000 Forest, VE 24551-2604 Bedford County 5. Alterra Clare Bridge of West Melbourne 7119 Greensboro Drive August 28, 2000 West Melbourne, FL 32904 Brevard County 6. Alterra Clare Bridge of Kenosha 10108 74th Street August 28, 2000 Kenosha, WI Kenosha County 2 7. Alterra Clare Bridge Cottage of Winter Haven 6120 Cypress Gardens Blvd August 28, 2000 Winter Haven, FL 33884-3180 Polk County 8. Alterra Sterling House of Winter Haven 6110 Cypress Gardens Blvd August 28, 2000 Winter Haven, FL 33884-3180 Polk County 9. Alterra Clare Bridge of Frederick 2100 Whittier Drive August 28, 2000 10. Alterra Sterling House of Frederick Frederick, MD 21702 Frederick County 11. Alterra Clare Bridge of Fort Wayne-Dupont 1716 East Dupont Road August 28, 2000 Fort Wayne, IN Allen County 12. Alterra Clare Bridge of New Castle 4175 Ogletown Road August 28, 2000 Newark, DE 19713 New Castle County 13. Alterra Clare Bridge of Irving Valley Ranch 8855 Valley Ranch Parkway August 28, 2000 Irving, TX 75063 Dallas County