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               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS


We have issued our report dated July 24, 2000, accompanying the consolidated
financial statements of The Credit Store, Inc. included in the Registration
Statement and Prospectus. We consent to the use of the aforementioned report in
this Registration Statement and Prospectus, and to the use of our name as it
appears under the caption "Experts."


/s/ GRANT THORNTON LLP

Minneapolis, Minnesota
February 27, 2001