1
                                                                     EXHIBIT 24.


            [Midwest Medical Insurance Holding Company Letterhead]











                                POWER OF ATTORNEY







I,                                   , do hereby constitute and appoint David P.
Bounk and Niles A. Cole, or either of them, my attorneys in fact for the
purposes of signing in my name and on my behalf as a Director of Midwest Medical
Insurance Holding Company, the filing of the annual 10K Form which provides
additional information as required by the SEC.





Dated:  January      , 2001
               ------       --------------------------------------------



   2


            [Midwest Medical Insurance Holding Company Letterhead]









                                POWER OF ATTORNEY






I,                                  , do hereby constitute and appoint David P.
Bounk, my attorney in fact for the purposes of signing in my name and on my
behalf as Director of Midwest Medical Insurance Holding Company, a registration
statement on Form S-2 for the registration under the Securities Act of 1933, as
amended, of Class C common stock of the Company and any and all amendments to
said registration statement, and to deliver on my behalf said registration
statement and any and all amendments thereto, as each thereof is so signed, for
filing with the Securities and Exchange Commission.






Dated:  April      , 2001
             ------       --------------------------------------------