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EXHIBIT 24.1

                                POWER OF ATTORNEY

The undersigned Trustees of THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
hereby constitute and appoint James D. Ericson and Edward J. Zore, or either of
them, their true and lawful attorneys and agents to sign the names of the
undersigned Trustees to (1) the registration statement or statements to be filed
under the Securities Act of 1933 and to any instrument or document filed as part
thereof or in connection therewith or in any way related thereto, and any and
all amendments thereto in connection with variable contracts issued or sold by
The Northwestern Mutual Life Insurance Company or any separate account credited
therein and (2) the Form 10-K Annual Report or Reports of The Northwestern
Mutual Life Insurance Company and/or its separate accounts for its or their
fiscal year ended December 31, 2000 to be filed under the Securities Exchange
Act of 1934 and to any instrument or document as part thereof or in connection
therewith or in any way related thereto, and any and all amendments thereto.
"Variable contracts" as used herein means any contracts providing for benefits
or values which may vary according to the investment experience of any separate
account maintained by The Northwestern Mutual Life Insurance Company, including
variable annuity contracts and variable life insurance policies. Each of the
undersigned hereby ratifies and confirms all that said attorneys and agents
shall do or cause to be done by virtue hereof.

    IN WITNESS WHEREOF, each of the undersigned has subscribed these presents
this 26th day of July, 2000.

                                 /s/ R. QUINTUS ANDERSON            Trustee
                                 -----------------------
                                 R. Quintus Anderson

                                 /s/ EDWARD E. BARR                 Trustee
                                 ----------------------
                                 Edward E. Barr

                                 /s/ GORDON T. BEAHAM, III          Trustee
                                 -------------------------
                                 Gordon T. Beaham, III

                                 /s/ ROBERT C. BUCHANAN             Trustee
                                 ----------------------
                                 Robert C. Buchanan

                                 /s/ GEORGE A. DICKERMAN            Trustee
                                 -----------------------
                                 George A. Dickerman

                                 /s/ PIERRE S. DU PONT              Trustee
                                 ---------------------
                                 Pierre S. du Pont

                                 /s/ JAMES D. ERICSON               Trustee
                                 --------------------
                                 James D. Ericson

                                 /s/ J. E. GALLEGOS                 Trustee
                                 ------------------
                                 J. E. Gallegos

                                 /s/ STEPHEN N. GRAFF               Trustee
                                 --------------------
                                 Stephen N. Graff

                                 /s/ PATRICIA ALBJERG GRAHAM        Trustee
                                 ---------------------------
                                 Patricia Albjerg Graham

                                 /s/ STEPHEN F. KELLER              Trustee
                                 ---------------------
                                 Stephen F. Keller

                                 /s/ BARBARA A. KING                Trustee
                                 -------------------
                                 Barbara A. King

                                 /s/ J. THOMAS LEWIS                Trustee
                                 -----------------------
                                 J. Thomas Lewis

                                 /s/ DANIEL F. McKEITHAN, JR.       Trustee
                                 ----------------------------
                                 Daniel F. McKeithan, Jr.

                                 /s/ GUY A. OSBORN                  Trustee
                                 -----------------
                                 Guy A. Osborn

                                                                    Trustee
                                 -----------------------
                                 Timothy D. Proctor

                                 /s/ H. MASON SIZEMORE, JR.         Trustee
                                 --------------------------
                                 H. Mason Sizemore, Jr.


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                                 /s/ HAROLD B. SMITH                     Trustee
                                 -------------------
                                 Harold B. Smith

                                 /s/ SHERWOOD H. SMITH, JR.              Trustee
                                 --------------------------
                                 Sherwood H. Smith, Jr.

                                 /s/ PETER M. SOMMERHAUSER               Trustee
                                 -------------------------
                                 Peter M. Sommerhauser

                                 /s/ JOHN E. STEURI                      Trustee
                                 ------------------
                                 John E. Steuri

                                 /s/ JOHN J. STOLLENWERK                 Trustee
                                 -----------------------
                                 John J. Stollenwerk

                                 /s/ BARRY L. WILLIAMS                   Trustee
                                 ---------------------
                                 Barry L. Williams

                                 /s/ KATHRYN D. WRISTON                  Trustee
                                 ----------------------
                                 Kathryn D. Wriston

                                 /s/ EDWARD J. ZORE                      Trustee
                                 ------------------
                                 Edward J. Zore


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