EXHIBIT 24.1
                                POWER OF ATTORNEY


      The undersigned Trustees of THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
hereby constitute and appoint Edward J. Zore and John M. Bremer, or either of
them, their true and lawful attorneys and agents to sign the names of the
undersigned Trustees to (1) the registration statement or statements to be filed
under the Securities Act of 1933 and to any instrument or document filed as part
thereof or in connection therewith or in any way related thereto, and any and
all amendments thereto in connection with variable contracts issued or sold by
The Northwestern Mutual Life Insurance Company or any separate account credited
therein and (2) the Form 10-K Annual Report or Reports of The Northwestern
Mutual Life Insurance Company and/or its separate accounts for its or their
fiscal year ended December 31, 2001 to be filed under the Securities Exchange
Act of 1934 and to any instrument or document filed as part thereof or in
connection therewith or in any way related thereto, and any and all amendments
thereto. "Variable contracts" as used herein means any contracts providing for
benefits or values which may vary according to the investment experience of any
separate account maintained by The Northwestern Mutual Life Insurance Company,
including variable annuity contracts and variable life insurance policies. Each
of the undersigned hereby ratifies and confirms all that said attorneys and
agents shall do or cause to be done by virtue hereof.

      IN WITNESS WHEREOF, each of the undersigned has subscribed these
presents this 25th day of July, 2001.


                              /s/ EDWARD E. BARR                 Trustee
                              -----------------------------------
                              Edward E. Barr



                              /s/ GORDON T. BEAHAM III           Trustee
                              -----------------------------------
                              Gordon T. Beaham III



                              /s/ ROBERT C. BUCHANAN            Trustee
                              ----------------------------------
                              Robert C. Buchanan



                              /s/ GEORGE A. DICKERMAN           Trustee
                              ----------------------------------
                              George A. Dickerman



                              /s/ PIERRE S. du PONT              Trustee
                              -----------------------------------
                              Pierre S. du Pont




                              /s/ JAMES D. ERICSON               Trustee
                              -----------------------------------
                              James D. Ericson




                              /s/ J. E. GALLEGOS                 Trustee
                              -----------------------------------
                              J. E. Gallegos




                              /s/ STEPHEN N. GRAFF               Trustee
                              -----------------------------------
                              Stephen N. Graff




                                       94

                              /s/ PATRICIA ALBJERG GRAHAM        Trustee
                              -----------------------------------
                              Patricia Albjerg Graham


                              /s/ JAMES P. HACKETT               Trustee
                              -------------------------------------
                              James P. Hackett


                              /s/ STEPHEN F. KELLER              Trustee
                              -----------------------------------
                              Stephen F. Keller


                              /s/ BARBARA A. KING                Trustee
                              -----------------------------------
                              Barbara A. King


                              /s/ J. THOMAS LEWIS                Trustee
                              -----------------------------------
                              J. Thomas Lewis


                              /s/ DANIEL F. McKEITHAN, JR.       Trustee
                              -----------------------------------
                              Daniel F. McKeithan, Jr.


                              /s/ GUY A. OSBORN                  Trustee
                              -----------------------------------
                              Guy A. Osborn


                                                                 Trustee
                              -----------------------------------
                              Timothy D. Proctor


                              /s/ H. MASON SIZEMORE, JR.         Trustee
                              -----------------------------------
                              H. Mason Sizemore, Jr.


                              /s/ HAROLD B. SMITH                Trustee
                              -----------------------------------
                              Harold B. Smith



                                       95

                                                                 Trustee
                              -----------------------------------
                              Sherwood H. Smith, Jr.


                              /s/ PETER M. SOMMERHAUSER          Trustee
                              -----------------------------------
                              Peter M. Sommerhauser


                              /s/ JOHN E. STEURI                 Trustee
                              -----------------------------------
                              John E. Steuri


                              /s/ JOHN J. STOLLENWERK            Trustee
                              -----------------------------------
                              John J. Stollenwerk


                              /s/ BARRY L. WILLIAMS              Trustee
                              -----------------------------------
                              Barry L. Williams


                              /s/ KATHRYN D. WRISTON             Trustee
                              -----------------------------------
                              Kathryn D. Wriston


                              /s/ EDWARD J. ZORE                 Trustee
                              -----------------------------------
                              Edward J. Zore



                                       96