EXHIBIT 23.3

                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

We consent to the incorporation in this Registration Statement of Old Florida
Bankshares, Inc. on Form S-4 of our report dated January 8, 2003 with respect to
the consolidated financial statements of Old Florida Bankshares, Inc. included
as Appendix E to the proxy statement/prospectus. We also consent to the
reference to our firm under the heading "Experts" in the proxy
statement/prospectus, which is part of this Registration Statement.

                                             /s/ Hacker, Johnson & Smith PA

Tampa, Florida
March 17, 2003