EXHIBIT 24


                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                          /s/ Jerry D. Campbell
                                                          ---------------------
                                                          Jerry D. Campbell









                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                        /s/ George J. Butvilas
                                                        -----------------------
                                                        George J. Butvilas







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                              /s/ Mary P. Cauley
                                                              ------------------
                                                              Mary P. Cauley







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                     /s/ Richard J. Cramer Sr.
                                                     --------------------------
                                                     Richard J. Cramer Sr.







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                    /s/ George A. Eastman, DDS
                                                    ---------------------------
                                                    George A. Eastman, DDS







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                        /s/ Howard J. Hulsman
                                                        ----------------------
                                                        Howard J. Hulsman







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                              /s/ Gary Hurand
                                                              ---------------
                                                              Gary Hurand







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                          /s/ Dennis J. Ibold
                                                          --------------------
                                                          Dennis J. Ibold







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                       /s/ Stanley A. Jacobson
                                                       ------------------------
                                                       Stanley A. Jacobson







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                              /s/ John J. Lennon
                                                              ------------------
                                                              John J. Lennon







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                              /s/ Sam H. McGoun
                                                              ------------------
                                                              Sam H. McGoun







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                           /s/ Kelly E. Miller
                                                           -------------------
                                                           Kelly E. Miller







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                          /s/ Randolph P. Piper
                                                          ----------------------
                                                          Randolph P. Piper







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                        /s/ Isaac J. Powell, MD
                                                        ------------------------
                                                        Isaac J. Powell, MD







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                   /s/ B. Thomas M. Smith, Jr.
                                                   ----------------------------
                                                   B. Thomas M. Smith, Jr.







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                     /s/ Jeoffrey K. Stross, MD
                                                     ---------------------------
                                                     Jeoffrey K. Stross, MD







                          POWER OF ATTORNEY TO EXECUTE
                       SECURITIES AND EXCHANGE COMMISSION
                        FORM 10-K ANNUAL REPORT FOR YEAR
                           ENDED DECEMBER 31, 2002 FOR
                              REPUBLIC BANCORP INC.



                  KNOW ALL MEN BY THESE PRESENTS that each of the undersigned,
as members of the Board of Directors of Republic Bancorp Inc. (the "Company")
hereby appoints Dana M. Cluckey, President and Chief Executive Officer, and
Thomas F. Menacher, Executive Vice President, Treasurer and Chief Financial
Officer of the Company, and each of them, as the undersigned's agents and
attorneys in fact to act for and on behalf of the undersigned in signing and
executing the Securities and Exchange Commission Form 10-K 2002 Annual Report
for the Company, and any amendment thereto, in delivering and filing the same
with the Securities and Exchange Commission and in distributing the 2002 Annual
Report to the shareholders of the Company and other interested parties.

                  IN WITNESS WHEREOF the undersigned has caused these presents
to be executed this 10th day of March, 2003.


                                                            /s/ Steven E. Zack
                                                            -------------------
                                                            Steven E. Zack