EXHIBIT 99.2



CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION
906 OF THE SARBANES-OXLEY ACT OF 2002



In connection with the Annual Report of Agree Realty Corporation (the "Company")
on Form 10-K for the period ending December 31, 2002 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Kenneth
R. Howe, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002 that:



         1.       The Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934; and


         2.       The information contained in the Report fairy presents, in all
                  material respects, the financial condition and results of
                  operations of the Company.





/S/ KENNETH R. HOWE
- --------------------------------------
Kenneth R. Howe
Chief Financial Officer

March 22, 2003