EXHIBIT 23(1)


INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in the Registration Statements of
Credit Acceptance Corporation on Form S-3 (File Nos. 33-75246 (as amended) and
333-18301) and Forms S-8 (File Nos. 33-64876, 33-80339, 333-67348, and
333-91734) of our report dated January 31, 2003, appearing in this Annual Report
on Form 10-K of Credit Acceptance Corporation for the year ended December 31,
2002.



Detroit, Michigan
March 31, 2003