- -------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): MAY 4, 2003 IBT BANCORP, INC. (Exact name of registrant as specified in its charter) MICHIGAN (State or other jurisdiction of incorporation) 0-18415 38-2830092 (Commission File Number) (IRS Employer Identification No.) 200 EAST BROADWAY, MT. PLEASANT, MICHIGAN 48858 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (989) 772-9471 ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS The following exhibit is filed as part of this report. Exhibit 99.1 IBT Bancorp, Inc. press release dated May 4, 2003. ITEM 9. REGULATION FD DISCLOSURE This information, furnished under this "Item 9. Regulation FD Disclosure," is intended to be provided under "Item 12. Disclosure of Results of Operations and Financial Condition," in accordance with U.S. Securities and Exchange Commission Release No. 33-8216. On May 4, 2003, IBT Bancorp, Inc., a Michigan corporation (the "Corporation"), issued an earnings press release announcing first quarter results for the first quarter of 2003, which press release provided detail not publicly disclosed previously. A copy of the Corporation's press release is attached as Exhibit 99.1 hereto and is hereby incorporated herein by reference. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized, in the City of Mt. Pleasant, State of Michigan, on May 5, 2003. IBT BANCORP, INC. By: /s/ Dennis P. Angner ----------------------------------- Dennis P. Angner, President and Chief Executive Officer EXHIBIT INDEX 99.1 IBT Bancorp, Inc. press release dated May 4, 2003.