EXHIBIT 32.1

              CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Citizens First Bancorp, Inc., (the
"Company") on Form 10-Q for the quarter ended September 30, 2003 as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Marshall J. Campbell, Chief Executive Officer of the Company, certify, pursuant
to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that:

   (1) The Report fully complies with the requirements of Section 13(a) or
       15(d) of the Securities Exchange Act of 1934; and
   (2) The information contained in the Report fairly presents, in all material
       respects, the financial condition and results of operations of the
       Company as of and for the period covered by the Report.


/s/ Marshall J. Campbell
- ------------------------------------

Marshall J. Campbell
Chief Executive Officer
November 14, 2003



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