EXHIBIT 99

   LNB BANCORP ANNOUNCES FORMER CEO JAMES F. KIDD RETURN TO FULL-TIME SERVICE
                              GARY C. SMITH RETIRES


LORAIN, OHIO--(BUSINESS WIRE) - December 10, 2003--LNB BANCORP, INC. (NASDAQ:
LNBB), parent financial holding company of The Lorain National Bank, today
announced that current Board Vice-Chairman and former CEO James F. Kidd has
assumed his former positions of president and chief executive officer of the
Bancorp, replacing retiring executive Gary C. Smith.

LNB Bancorp's Board of Directors has requested Vice-Chairman Kidd return to the
executive role and assume Smith's responsibilities. Mr. Kidd served as the
Bancorp's president and CEO for five years and took a hiatus from full-time duty
in 1999 due to health concerns. Since that time Mr. Kidd has maintained an
active role as Vice-Chairman of the Board of the Bancorp while remaining
involved throughout the Lorain community.

Mr. Smith's decision to retire, which becomes official March 10, 2004, comes
after a 37-year career in banking. Concurrent with his retirement, Mr. Smith
also has resigned from the Bancorp Board and the board of Charleston Insurance
Agency, Inc., a wholly-owned subsidiary. Mr. Smith expressed his commitment to
the success of LNB Bancorp and noted, "I sincerely appreciate the relationships
I have developed through my experiences at LNB. While I will miss many of these
friends and associates, I am looking forward to spending more time with my wife
and family while enjoying my retirement."

Commenting on the return of Mr. Kidd to the CEO position, Stanley G. Pijor,
Chairman of the Board of LNB Bancorp noted, "The Board is pleased that Jim Kidd
is able to return to the leadership role of the Bancorp. Jim brings us the
experience and enthusiasm necessary to sustain the record-breaking growth our
shareholders have come to expect. We are pleased that Jim's health has been
restored and we are confident his leadership will be immediately evident
throughout the community."

Mr. Kidd, newly reappointed president and CEO of LNB Bancorp, added "Despite
past economic softness and the Bancorp's own internal restructuring efforts, our
varied constituents should be confident that LNB Bancorp's vision and mission
have not wavered. All of our dedicated employees remain committed to exceeding
our customers' expectations and enhancing future shareholder value.

"We wish Gary well in his retirement and thank him for his service to the
Bancorp," Kidd concluded.

The Bancorp will be incurring a one-time charge in the fourth quarter of this
year as a result of Mr. Smith's retirement, in addition to previously announced
restructuring actions.






ABOUT LNB BANCORP, INC.

LNB Bancorp, Inc. is a $757 million financial holding company, headquartered in
Lorain, Ohio, with two wholly-owned subsidiaries; The Lorain National Bank and
Charleston Insurance Agency, Inc., and a 49-percent-owned subsidiary, Charleston
Title Agency, LLC. LNB Bancorp's primary subsidiary, The Lorain National Bank,
provides a full spectrum of financial services, including full-service community
banking, specializing in commercial, mortgage and personal banking services, and
investment and trust services.

Lorain National Bank also offers long-term, fixed-rate mortgages via the
secondary mortgage market. Brokerage services including stocks, bonds, mutual
funds and variable-annuity investments are also offered at Lorain National Bank
through Raymond James Financial Services, Inc. (member NASD/SIPC), a registered
broker/dealer. North Coast Community Development Corporation, a wholly-owned
subsidiary of The Lorain National Bank, is a community development entity (CDE),
formed and approved in 2002, that will provide qualified community businesses
with debt financing including commercial mortgage, construction, and commercial
equipment loans aimed at stimulating economic growth and job creation in low-and
moderate-income census tracts in Lorain County, Ohio. Charleston Insurance
Agency, Inc., offers life, long-term-care insurance and fixed-annuity products.
Charleston Title Agency, LLC, offers traditional title services.

Lorain National Bank serves customers through 20 retail-banking centers and 23
ATMs in Ohio's Lorain, eastern Erie and western Cuyahoga counties. For more
information about LNB Bancorp, Inc., and its related products and services or to
view its filings with the Securities and Exchange Commission, including Forms
10-K, 10-Q, and 8-K, please visit http://www.4lnb.com.

This press release contains forward-looking statements based on current
expectations that are covered under the "safe-harbor" provision of the
Securities Litigation Reform Act of 1995. Certain forward-looking statements,
which involve inherent risks and uncertainties, are described in LNB Bancorp's
filings with the Securities and Exchange Commission. A number of important
factors could cause actual results to differ materially from those in the
forward-looking statements. Those factors include fluctuations in interest
rates, inflation, government regulations, and economic conditions and
competition in the geographic and business areas in which LNB Bancorp, Inc.,
conducts its' operations.