SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): January 20, 2004
000-24478 38-3073622
(Commission File No.) (IRS Employer Identification No.)
DEARBORN BANCORP, INC.
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(Exact name of registrant as specified in its charter)
22290 Michigan Avenue, Dearborn, MI
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(Address of Principal Executive Offices)
48124
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(Zip Code)
(313) 274-1000
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(Registrant's Telephone Number, Including Area Code)
Item 7. Financial Statements and Exhibits
99.1 Registrant's January 20, 2004 News Release announcing its 2003
fourth quarter earnings
Item 12. Results of Operations and Financial Conditions
On January 20, 2004, the Registrant issued a news release announcing its 2003
fourth quarter earnings. A copy of the news release, including unaudited
financial information released as a part thereof, is attached as Exhibit 99.1.
The information in this Form 8-K and the attached Exhibit shall not be deemed
filed for purposes of Section 18 of the Securities Act of 1934, nor shall it be
deemed incorporated by reference in any such filing under the Securities Act of
1933, except as shall be expressly set forth by specific reference in such
filing.
DEARBORN BANCORP, INC.
FORM 8-K (continued)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dearborn Bancorp, Inc.
(Registrant)
/s/ Jeffrey L. Karafa
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Jeffrey L. Karafa
Treasurer and Chief Financial Officer
Date: January 21, 2004
EXHIBIT INDEX
Exhibit No. Description
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Exhibit 99.1 Press Release dated January 20, 2004.