EXHIBIT 23

                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

We consent to the incorporation by reference in the Registration Statement on
Form S-8 (Nos. 333-101685 and 333-52240) of our report dated February 26, 2004,
with respect to the consolidated financial statements and schedule of Catuity,
Inc. included in this Annual Report (Form 10-K) for the year ended December 31,
2003.

Detroit, Michigan
March 12, 2004