================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2004 COMMERCIAL NATIONAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) MICHIGAN (State or other jurisdiction of incorporation) 0-17000 38-2799780 (Commission File Number) (IRS Employer Identification No.) 101 North Pine River Street, Ithaca, Michigan 48847 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (989) 875-4144 ================================================================================ Information to be Included In the Report Item 5. Other Events and Regulation FD Disclosure. The Board of Directors of Commercial National Financial Corporation, at a meeting of the Board of Directors held on May 19, 2004, elected Robert S. Elmore to the Board of Directors for a term that will expire at the next annual meeting of the Corporation's shareholders. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: May 24, 2004 COMMERCIAL NATIONAL FINANCIAL CORPORATION By: /s/ Patrick G. Duffy -------------------------------------------- Title: Executive Vice President and Chief Financial Officer (Principal Financial and Accounting Officer)