SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 15, 2004
Citizens Banking Corporation
(Exact name of registrant as specified in its charter)
Michigan
(State or other jurisdiction of incorporation)
000-10535 38-2378932
(Commission File Number) (IRS Employer Identification No.)
328 South Saginaw Street, Flint, Michigan 48502
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (810) 766-7500
Not Applicable
(Former name or former address, if changed since last report)
Item 7: Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits
Exhibit 99.1: Press Release, dated July 15, 2004
Item 12. Results of Operations and Financial Condition.
On July 15, 2004, Citizens Banking Corporation issued a press release
announcing earnings for the second quarter of 2004 and certain other
information. The full text of the press release is attached hereto as Exhibit
99.1 and is incorporated herein by reference.
The information furnished in this Item 12 shall not be deemed "filed"
for purposes of Section 18 of the Securities Exchange Act of 1934, as amended,
or otherwise subject to the liabilities of that Section, nor shall such
information be deemed incorporated by reference in any filing under the
Securities Act of 1933, as amended.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
July 15, 2004 CITIZENS BANKING CORPORATION
/s/ Thomas W. Gallagher
-------------------------------------
By: Thomas W. Gallagher
Its: General Counsel and Secretary
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EXHIBIT INDEX
Number Description
99.1 Press Release, dated July 15, 2004
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