EXHIBIT 10-54

                                AMENDMENT TO THE
                  DTE ENERGY COMPANY SUPPLEMENTAL SAVINGS PLAN

         The DTE Energy Company Supplemental Savings Plan is amended by adding
new Subsection 6.6 as follows:

                  6.6. Unscheduled Withdrawals. A Participant or a former
         Participant receiving distributions in annual installments is permitted
         to make unscheduled withdrawals as described below:

                       (a) Election. A Participant may request in writing to the
         Vice President, Human Resources, an unscheduled partial withdrawal or
         entire withdrawal of the balance in the Participant's accounts, which
         will be paid within 30 days in a single lump sum. A former Participant
         may request in writing to the Vice President, Human Resources, an
         unscheduled partial withdrawal or entire withdrawal of the
         undistributed balance of the former Participant's accounts, which will
         be paid within 30 days in a single lump sum.

                       (b) Withdrawal Penalty. There will be a penalty deducted
         from the Participant's accounts prior to an unscheduled withdrawal
         equal to 10% of each account balance as of the date the unscheduled
         withdrawal request is received by the Vice President, Human Resources.

                       (c) Suspension of Participation. If a Participant elects
         an unscheduled withdrawal, the Participant's election to participate in
         the Plan for the current calendar year will automatically be revoked.
         The Participant will not be designated as an Executive eligible to
         participate in the Plan until the first day of the second calendar year
         following the calendar year in which the withdrawal was made.