EXHIBIT 25.5
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FORM T-1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
CHECK IF AN APPLICATION TO DETERMINE
ELIGIBILITY OF A TRUSTEE PURSUANT TO
SECTION 305(b)(2) |__|
THE BANK OF NEW YORK
(Exact name of trustee as specified in its charter)
New York 13-5160382
(State of incorporation (I.R.S. employer
if not a U.S. national bank) identification no.)
One Wall Street, New York, N.Y. 10286
(Address of principal executive offices) (Zip code)
REINSURANCE GROUP OF AMERICA, INCORPORATED
(Exact name of obligor as specified in its charter)
Missouri 46-1627032
(State or other jurisdiction of (I.R.S. employer
incorporation or organization) identification no.)
1370 Timberlake Manor Parkway
Chesterfield, Missouri 63017-6039
(Address of principal executive offices) (Zip code)
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Guarantee of Preferred Securities of
RGA CAPITAL TRUST IV
(Title of the indenture securities)
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1. GENERAL INFORMATION. FURNISH THE FOLLOWING INFORMATION AS TO
THE TRUSTEE:
(A) NAME AND ADDRESS OF EACH EXAMINING OR SUPERVISING AUTHORITY TO WHICH
IT IS SUBJECT.
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Name Address
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Superintendent of Banks of the State of 2 Rector Street, New York,
New York N.Y. 10006, and Albany, N.Y. 12203
Federal Reserve Bank of New York 33 Liberty Plaza, New York,
N.Y. 10045
Federal Deposit Insurance Corporation Washington, D.C. 20429
New York Clearing House Association New York, New York 10005
(B) WHETHER IT IS AUTHORIZED TO EXERCISE CORPORATE TRUST POWERS.
Yes.
2. AFFILIATIONS WITH OBLIGOR.
IF THE OBLIGOR IS AN AFFILIATE OF THE TRUSTEE, DESCRIBE EACH SUCH
AFFILIATION.
None.
16. LIST OF EXHIBITS.
EXHIBITS IDENTIFIED IN PARENTHESES BELOW, ON FILE WITH THE COMMISSION, ARE
INCORPORATED HEREIN BY REFERENCE AS AN EXHIBIT HERETO, PURSUANT TO RULE
7A-29 UNDER THE TRUST INDENTURE ACT OF 1939 (THE "ACT") AND 17 C.F.R.
229.10(D).
1. A copy of the Organization Certificate of The Bank of New York
(formerly Irving Trust Company) as now in effect, which contains the
authority to commence business and a grant of powers to exercise
corporate trust powers. (Exhibit 1 to Amendment No. 1 to Form T-1
filed with Registration Statement No. 33-6215, Exhibits 1a and 1b to
Form T-1 filed with Registration Statement No. 33-21672 and Exhibit 1
to Form T-1 filed with Registration Statement No. 33-29637.)
4. A copy of the existing By-laws of the Trustee. (Exhibit 4 to Form
T-1 filed with Registration Statement No. 33-31019.)
6. The consent of the Trustee required by Section 321(b) of the Act.
(Exhibit 6 to Form T-1 filed with Registration Statement No.
33-44051.)
7. A copy of the latest report of condition of the Trustee published
pursuant to law or to the requirements of its supervising or
examining authority.
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SIGNATURE
Pursuant to the requirements of the Act, the Trustee, The Bank of New York,
a corporation organized and existing under the laws of the State of New York,
has duly caused this statement of eligibility to be signed on its behalf by the
undersigned, thereunto duly authorized, all in The City of New York, and State
of New York, on the 2nd day of March, 2005.
THE BANK OF NEW YORK
By: /s/ VAN K. BROWN
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Name: VAN K. BROWN
Title: VICE PRESIDENT
EXHIBIT 7
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Consolidated Report of Condition of
THE BANK OF NEW YORK
of One Wall Street, New York, N.Y. 10286
And Foreign and Domestic Subsidiaries,
a member of the Federal Reserve System, at the close of business December 31,
2004, published in accordance with a call made by the Federal Reserve Bank of
this District pursuant to the provisions of the Federal Reserve Act.
Dollar Amounts
ASSETS In Thousands
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Cash and balances due from depository
institutions:
Noninterest-bearing balances and
currency and coin ................................... $ 3,866,500
Interest-bearing balances ............................. 8,455,170
Securities:
Held-to-maturity securities ........................... 1,885,665
Available-for-sale securities ......................... 20,781,508
Federal funds sold and securities
purchased under agreements to resell ................
Federal funds sold in domestic offices ................ 3,730,007
Securities purchased under agreements
to resell ........................................... 847,805
Loans and lease financing receivables:
Loans and leases held for sale ........................ 0
Loans and leases, net of unearned
income .............................................. 36,195,743
LESS: Allowance for loan and
lease losses ........................................ 587,611
Loans and leases, net of unearned
income and allowance ................................ 35,608,132
Trading Assets .......................................... 4,174,521
Premises and fixed assets (including
capitalized leases) ................................... 949,424
Other real estate owned ................................. 754
Investments in unconsolidated
subsidiaries and associated
companies ............................................. 268,366
Customers' liability to this bank on
acceptances outstanding ............................... 52,800
Intangible assets
Goodwill .............................................. 2,746,404
Other intangible assets ............................... 758,137
Other assets ............................................ 8,013,234
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Total assets ............................................ $92,138,427
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LIABILITIES
Deposits:
In domestic offices ................................... $41,480,131
Noninterest-bearing ................................... 16,898,525
Interest-bearing ...................................... 24,581,606
In foreign offices, Edge and
Agreement subsidiaries, and IBFs .................... 24,028,722
Noninterest-bearing ................................... 576,431
Interest-bearing ...................................... 23,452,291
Federal funds purchased and
securities sold under agreements
to repurchase .......................................
Federal funds purchased in
domestic offices .................................... 1,040,432
Securities sold under agreements to
repurchase .......................................... 491,007
Trading liabilities ..................................... 2,724,930
Other borrowed money:
(includes mortgage indebtedness and
obligations under capitalized leases) ................. 4,780,573
Not applicable
Bank's liability on acceptances
executed and outstanding .............................. 54,517
Subordinated notes and debentures ....................... 2,390,000
Other liabilities ....................................... 6,901,014
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Total liabilities ....................................... $83,891,326
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Minority interest in consolidated
subsidiaries .......................................... 140,499
EQUITY CAPITAL
Perpetual preferred stock and related
surplus ............................................... 0
Common stock ............................................ 1,135,284
Surplus (exclude all surplus related
to preferred stock) ................................... 2,087,221
Retained earnings ....................................... 4,892,420
Accumulated other comprehensive income .................. (8,323)
Other equity capital components ......................... 0
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Total equity capital .................................... 8,106,602
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Total liabilities, minority interest,
and equity capital .................................... $92,138,427
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I, Thomas J. Mastro, Senior Vice President and Comptroller of the
above-named bank do hereby declare that this Report of Condition is true and
correct to the best of my knowledge and belief.
Thomas J. Mastro,
Senior Vice President and Comptroller
We, the undersigned directors, attest to the correctness of this statement
of resources and liabilities. We declare that it has been examined by us, and to
the best of our knowledge and belief has been prepared in conformance with the
instructions and is true and correct.
Thomas A. Renyi
Gerald L. Hassell Directors
Alan R. Griffith