EXHIBIT 23.1


            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 (Nos. 333-56428 and 333-75720) of American Physicians
Capital, Inc. of our report dated March 16, 2005 relating to the financial
statements, management's assessment of the effectiveness of internal control
over financial reporting and the effectiveness of internal control over
financial reporting, which appears in this Form 10-K.



PricewaterhouseCoopers LLP
Chicago, Illinois
March 16, 2005