EXHIBIT 32.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the annual report of Asset Acceptance Capital Corp.
(the "Company") on Form 10-K for the period ending December 31, 2005 as filed
with the Securities and Exchange Commission on the date hereof (the "Report"),
we, Nathaniel F. Bradley IV, Chairman, President and Chief Executive Officer of
the Company, and Mark A. Redman, Vice President - - Finance and Chief Financial
Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(a)   The Report fully complies with the requirements of Section 13(a) or 15(d)
      of the Securities Exchange Act of 1934; and

(b)   The information contained in the Report fairly presents, in all material
      respects, the financial condition and results of operations of the
      Company.

                               /s/ Nathaniel F. Bradley IV
                               ----------------------------------
                               Nathaniel F. Bradley IV
                               Chief Executive Officer
                               February 24, 2006

                               /s/ Mark A. Redman
                               -----------------------------------
                               Mark A. Redman
                               Chief Financial Officer
                               February 24, 2006