UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED)): JULY 14, 2006 UNITED BANCORP, INC. (Exact name of registrant as specified in its charter) MICHIGAN 0-16640 38-2606280 -------- ------- ---------- (State or other jurisdiction Commission (I.R.S. Employer of incorporation or organization) File Number Identification No.) 205 E. CHICAGO BOULEVARD, TECUMSEH, MI 49286 (Address of principal executive offices) (517) 423-8373 (Registrant's telephone number including area code) N/A (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION AND ITEM 7.01 REGULATION FD DISCLOSURE On July 14, 2006, registrant announced results of operations for the quarter ended June 30, 2006, as set forth in the press release included as Exhibit 99.1, which is incorporated herein by reference. ITEM 8.01 OTHER EVENTS On July 14, 2006, registrant announced the declaration of a cash dividend, as set forth in the press release included as Exhibit 99.1, which is incorporated herein by reference. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS (C) EXHIBITS 99.1 Press Release dated July 14, 2006 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. United Bancorp, Inc. (Registrant) By: Date: July 14, 2006 /S/ Dale L. Chadderdon ----------------------------------- Dale L. Chadderdon Executive Vice President and Chief Financial Officer 2 EXHIBIT INDEX EXHIBIT NO. DESCRIPTION 99.1 Press Release dated July 14, 2006