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                                                                 EXHIBIT (23)D.


August 31, 1994




We hereby consent to the use in the Prospectus/Proxy Statement which forms a
part of the Registration Statement on Form S-4 relating to the proposed merger
of Presidential Holding Corporation with and into a subsidiary of First of
America Bank Corporation, and the statements with respect to us, as appearing
under the heading "Legal Matters" in the Prospectus/Proxy Statement. In giving
such consent, we do not admit and we hereby disclaim that we come within the
category of persons whose consent is required under Section 7 of the Securities
Act of 1933, as amended, or the rules and regulations of the Securities and
Exchange Commission thereunder, nor do we thereby admit that we are experts with
respect to any part of such Registration Statement within the meaning of the
term "experts" as used in the Securities Act of 1933, as amended, or the rules
and regulations of the Securities and Exchange Commission thereunder.


/s/ GUNSTER, YOAKLEY & STEWART, P.A.
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Gunster, Yoakley & Stewart, P.A.