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                                                                  EXHIBIT (99)B

                        PRESIDENTIAL HOLDING CORPORATION
                                5250 17th Street
                                   Suite 205
                           Sarasota, Florida   34235


                   NOTICE OF SPECIAL MEETING OF SHAREHOLDERS

                          TO BE HELD OCTOBER ___, 1994


     A Special Meeting of Shareholders of Presidential Holding Corporation
("Presidential") will be held at the offices of Presidential located at 5250
17th Street, Suite 205, Sarasota, Florida  34235, on October __, 1994 at __:__
_.m. local time, for the following purposes:

     (1) voting upon the Agreement and Plan of Reorganization, dated as of June
28, 1994, among First of America Bank Corporation, First of America Acquisition
Company and Presidential ("the Merger Agreement") as described in the
accompanying Prospectus/Proxy Statement; and

     (2) transacting such other business as properly may come before the
meeting or any adjournment thereof.

     Notice is also given that under the Florida Business Corporation Act (the
"Florida Act"), holders of Presidential Common Stock have the right to dissent
from approval of the Merger Agreement and demand cash payment for their shares
if they comply with applicable provisions of the Florida Act.  These provisions
are described under the caption "The Merger -- Rights of Dissenting
Shareholders" in the accompanying Prospectus/Proxy Statement and are set forth
in full in Exhibit B thereto.

     Only holders of record of Presidential Common Stock at the close of
business on September __, 1994, are entitled to notice of and to vote at the
meeting.

     In order to assure that your shares will be represented and voted at the
meeting, please mark, sign and date the enclosed proxy, and mail it in the
return envelope provided.

Dated:   September ___, 1994
 
                                              By order of the Board of Directors



                                              Ronald K. Drews
                                              President and CEO