<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the June 30,
1995 interim financial statements of First Manistique Corporation and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                              APR-1-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                          10,991
<INT-BEARING-DEPOSITS>                           1,894
<FED-FUNDS-SOLD>                                 1,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     13,156
<INVESTMENTS-CARRYING>                          13,614
<INVESTMENTS-MARKET>                            13,436
<LOANS>                                        201,963
<ALLOWANCE>                                      2,591
<TOTAL-ASSETS>                                 263,822
<DEPOSITS>                                     226,205
<SHORT-TERM>                                     9,566
<LIABILITIES-OTHER>                              3,967
<LONG-TERM>                                          0
<COMMON>                                             0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      5,233
<OTHER-SE>                                      18,851
<TOTAL-LIABILITIES-AND-EQUITY>                 263,822
<INTEREST-LOAN>                                  9,367
<INTEREST-INVEST>                                  892
<INTEREST-OTHER>                                   268
<INTEREST-TOTAL>                                10,527
<INTEREST-DEPOSIT>                               4,414
<INTEREST-EXPENSE>                               4,597
<INTEREST-INCOME-NET>                            5,930
<LOAN-LOSSES>                                      147
<SECURITIES-GAINS>                                (19)
<EXPENSE-OTHER>                                  4,323
<INCOME-PRETAX>                                  2,177
<INCOME-PRE-EXTRAORDINARY>                       2,177
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,559
<EPS-PRIMARY>                                     2.23
<EPS-DILUTED>                                     2.23
<YIELD-ACTUAL>                                    5.04
<LOANS-NON>                                        147
<LOANS-PAST>                                     1,293
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,350
<CHARGE-OFFS>                                      192
<RECOVERIES>                                       292
<ALLOWANCE-CLOSE>                                2,591
<ALLOWANCE-DOMESTIC>                               847
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,744