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                                                                      EXHIBIT 23
 
                          CONSENT OF COOPERS & LYBRAND
 
     We consent to the incorporation by reference in (a) Ford Motor Credit
Company's Registration Statement on Form S-8 (No. 33-30875) relating to the Ford
Money Market Account Program and (b) Ford Motor Credit Company's Registration
Statements on Form S-3 (No. 33-24928, No. 33-55237, No. 33-64263, No. 33-64237
and No. 33-62973) of our report dated January 26, 1996 on our audits of the
consolidated financial statements of Ford Motor Credit Company and subsidiaries
at December 31, 1995 and 1994 and for each of the three years in the period
ended December 31, 1995 included in the Ford Motor Credit Company Annual Report
on Form 10-K.
 
COOPERS & LYBRAND L.L.P.
 
Detroit, Michigan
March 21, 1996