<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 1995 ANNUAL REPORT. </LEGEND> <RESTATED> <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 3,725 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 6,050 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 7,656 <INVESTMENTS-CARRYING> 8,035 <INVESTMENTS-MARKET> 8,261 <LOANS> 49,684 <ALLOWANCE> 995 <TOTAL-ASSETS> 77,835 <DEPOSITS> 66,208 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,153 <LONG-TERM> 1,880 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,487 <OTHER-SE> 7,107 <TOTAL-LIABILITIES-AND-EQUITY> 77,835 <INTEREST-LOAN> 4,683 <INTEREST-INVEST> 1,027 <INTEREST-OTHER> 30 <INTEREST-TOTAL> 5,740 <INTEREST-DEPOSIT> 2,393 <INTEREST-EXPENSE> 2,441 <INTEREST-INCOME-NET> 3,299 <LOAN-LOSSES> 193 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,714 <INCOME-PRETAX> 1,438 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,050 <EPS-PRIMARY> 3.53 <EPS-DILUTED> 0 <YIELD-ACTUAL> 4.94 <LOANS-NON> 17 <LOANS-PAST> 191 <LOANS-TROUBLED> 58 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 792 <CHARGE-OFFS> 40 <RECOVERIES> 50 <ALLOWANCE-CLOSE> 995 <ALLOWANCE-DOMESTIC> 150 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 845