<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 1995
ANNUAL REPORT. 
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                           3,725
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 6,050
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,656
<INVESTMENTS-CARRYING>                           8,035
<INVESTMENTS-MARKET>                             8,261
<LOANS>                                         49,684
<ALLOWANCE>                                        995
<TOTAL-ASSETS>                                  77,835
<DEPOSITS>                                      66,208
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,153
<LONG-TERM>                                      1,880
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,487
<OTHER-SE>                                       7,107
<TOTAL-LIABILITIES-AND-EQUITY>                  77,835
<INTEREST-LOAN>                                  4,683
<INTEREST-INVEST>                                1,027
<INTEREST-OTHER>                                    30
<INTEREST-TOTAL>                                 5,740
<INTEREST-DEPOSIT>                               2,393
<INTEREST-EXPENSE>                               2,441
<INTEREST-INCOME-NET>                            3,299
<LOAN-LOSSES>                                      193
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,714
<INCOME-PRETAX>                                  1,438
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,050
<EPS-PRIMARY>                                     3.53
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    4.94
<LOANS-NON>                                         17
<LOANS-PAST>                                       191
<LOANS-TROUBLED>                                    58
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   792
<CHARGE-OFFS>                                       40
<RECOVERIES>                                        50
<ALLOWANCE-CLOSE>                                  995
<ALLOWANCE-DOMESTIC>                               150
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            845