<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF INCOME AND CONSOLIDATED STATEMENTS OF FINANCIAL
CONDITION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996
<PERIOD-END>                               SEP-30-1996             SEP-30-1996
<CASH>                                         115,506                 115,506
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    622,004                 622,004
<INVESTMENTS-CARRYING>                       2,913,903               2,913,903
<INVESTMENTS-MARKET>                         2,890,378               2,890,378
<LOANS>                                     11,029,395              11,029,395
<ALLOWANCE>                                     48,000                  48,000
<TOTAL-ASSETS>                              15,353,682              15,353,682
<DEPOSITS>                                  10,786,092              10,786,092
<SHORT-TERM>                                 1,245,797               1,245,797
<LIABILITIES-OTHER>                            555,858                 555,858
<LONG-TERM>                                  1,870,232               1,870,232
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       223,257                 223,257
<OTHER-SE>                                     672,446                 672,446
<TOTAL-LIABILITIES-AND-EQUITY>              15,353,682              15,353,682
<INTEREST-LOAN>                                208,603                 572,799
<INTEREST-INVEST>                               65,125                 192,685
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                               273,728                 765,484
<INTEREST-DEPOSIT>                             125,384                 350,077
<INTEREST-EXPENSE>                             171,800                 480,676
<INTEREST-INCOME-NET>                          101,928                 284,808
<LOAN-LOSSES>                                    1,042                   2,184
<SECURITIES-GAINS>                               2,762                  14,296
<EXPENSE-OTHER>                                133,949                 247,036
<INCOME-PRETAX>                               (12,436)                  94,159
<INCOME-PRE-EXTRAORDINARY>                     (8,336)                  59,859
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                (43,032)
<NET-INCOME>                                   (8,336)                  16,827
<EPS-PRIMARY>                                   (0.26)                    0.52
<EPS-DILUTED>                                   (0.26)                    0.52
<YIELD-ACTUAL>                                    7.57                    7.54
<LOANS-NON>                                     31,886                  31,886
<LOANS-PAST>                                    39,202                  39,202
<LOANS-TROUBLED>                                 8,965                   8,965
<LOANS-PROBLEM>                                  9,432                   9,432
<ALLOWANCE-OPEN>                                48,600                  35,400
<CHARGE-OFFS>                                    2,806                   4,398
<RECOVERIES>                                     1,165                   2,051
<ALLOWANCE-CLOSE>                               48,000                  48,000
<ALLOWANCE-DOMESTIC>                            48,000                  48,000
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         44,407                  44,407