<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOL. FIN. STMTS. OF PROFESSIONALS INSURANCE COMPANY MANAGEMENT GROUP (PROFESSIONALS GROUP) AT 12/31/95 AND FOR THE YEAR THEN ENDED AND THE CONDENSED CONSOL. FIN. STMTS. OF PROFESSIONALS GROUP AT 9/30/96 AND FOR THE 9 MONTHS ENDED 9/30/96 AND 9/30/95 (IN 000'S, EXCEPT PER SHARE DATA) </LEGEND> <PERIOD-TYPE> 6-MOS YEAR 6-MOS <FISCAL-YEAR-END> DEC-31-1995 DEC-31-1995 DEC-31-1996 <PERIOD-START> JAN-01-1995 JAN-01-1995 JAN-01-1996 <PERIOD-END> SEP-30-1995 DEC-31-1995 SEP-30-1996 <DEBT-HELD-FOR-SALE> 103,965 259,979 260,779 <DEBT-CARRYING-VALUE> 91,849 0 0 <DEBT-MARKET-VALUE> 91,485 0 0 <EQUITIES> 209 2,641 5,410 <MORTGAGE> 0 0 0 <REAL-ESTATE> 478 475 460 <TOTAL-INVEST> 268,522 280,607 286,801 <CASH> 1,285 1,279 1,805 <RECOVER-REINSURE> 0 48 40 <DEFERRED-ACQUISITION> 1,252 1,092 1,169 <TOTAL-ASSETS> 335,870 330,712 346,166 <POLICY-LOSSES> 211,941 199,605 209,876 <UNEARNED-PREMIUMS> 32,447 23,122 30,193 <POLICY-OTHER> 13,969 14,082 14,482 <POLICY-HOLDER-FUNDS> 0 0 0 <NOTES-PAYABLE> 0 0 0 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 3,239 3,239 3,188 <OTHER-SE> 59,647 75,172 80,283 <TOTAL-LIABILITY-AND-EQUITY> 335,870 330,712 346,166 <PREMIUMS> 41,405 55,684 42,544 <INVESTMENT-INCOME> 10,630 14,729 11,558 <INVESTMENT-GAINS> 389 (6) (480) <OTHER-INCOME> 0 165 227 <BENEFITS> 36,639 36,902 36,572 <UNDERWRITING-AMORTIZATION> 0 0 0 <UNDERWRITING-OTHER> 7,076 9,328 8,099 <INCOME-PRETAX> 8,709 24,342 9,178 <INCOME-TAX> 2,961 8,276 2,296 <INCOME-CONTINUING> 5,748 16,066 6,882 <DISCONTINUED> 0 0 0 <EXTRAORDINARY> 0 0 0 <CHANGES> (8,125) (8,125) 0 <NET-INCOME> (2,377) 7,941 6,882 <EPS-PRIMARY> (.75) 2.55 2.18 <EPS-DILUTED> (.75) 2.55 2.18 <RESERVE-OPEN> 188,544 188,544 199,605 <PROVISION-CURRENT> 39,682 63,027 40,184 <PROVISION-PRIOR> (4,274) (27,469) (4,012) <PAYMENTS-CURRENT> 605 3,053 1,099 <PAYMENTS-PRIOR> 33,815 44,180 24,778 <RESERVE-CLOSE> 211,941 199,605 209,876 <CUMULATIVE-DEFICIENCY> 0 0 0