1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 4, 1996 ------------------------ Midwest Federal Financial Corp. ----------------------------------------------------------------- (Exact Name of Registrant as Specified in its Charter) Wisconsin --------------------------------------------- (State or Other Jurisdiction of Incorporation) 0-20331 39-1725856 - ---------------------------- ------------------------------------------ (Commission File Number) (I.R.S. Employer Identification No.) 1159 Eighth Street, Baraboo, Wisconsin 53913 --------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) (608) 356-7771 --------------------------------------------------------------- (Registrant's Telephone Number, Including Area Code) Not Applicable --------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) 2 Item 4. Changes in Registrant's Certifying Accountants (a) (1) (i) On October 4, 1996, the Registrant dismissed Wipfli Ullrich Bertelson CPAs ("Wipfli") as the Registrant's certifying accountants. (ii) In connection with Wipfli's report on the Registrant's consolidated financial statements for the two most recent fiscal years ended December 31, 1994 and 1995, such reports did not contain an adverse opinion or disclaimer opinion, nor were the reports modified as to uncertainty, audit scope, or accounting principles. (iii) Wipfli's dismissal was approved by the Registrant's Board of Directors. (iv) During the Registrant's two most recent fiscal years and any subsequent interim period through the date of dismissal, there were no disagreements or "Reportable Events" with Wipfli, whether or not resolved, on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure which, if not resolved to the satisfaction of Wipfli, would have caused it to make reference to the subject of such disagreement in connection with its reports. (2) The Registrant formally engaged McGladrey & Pullen on October 4, 1996 as its new certifying accountants. (3) The Registrant has requested that Wipfli furnish the Registrant with a letter addressed to the Securities and Exchange Commission stating whether it agrees with the statements made by the Registrant in this Form 8-K and, if not, stating the respects in which it does not agree. A copy of the Wipfli letter will be filed with the Commission when it becomes available. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits None. 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MIDWEST FEDERAL FINANCIAL CORP. Date: October 10, 1996 By: /s/ Gary E. Wegner ------------------------------ Gary E. Wegner President and Chief Executive Officer