<ARTICLE> 9
<LEGEND>
THE FINANCIAL DATA SCHEDULE CONTAINS FINANCIAL INFORMATION FROM THE
CORPORATION'S INTERIM CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS
QUARTERLY REPORT ON FORM 10-Q FOR THE PERIOD ENDED JUNE 30, 1997 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                          25,696
<INT-BEARING-DEPOSITS>                           2,430
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     55,041
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        735,003
<ALLOWANCE>                                      3,094
<TOTAL-ASSETS>                                 861,334
<DEPOSITS>                                     636,221
<SHORT-TERM>                                    53,223
<LIABILITIES-OTHER>                             10,958
<LONG-TERM>                                     85,735
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            60
<OTHER-SE>                                      75,137
<TOTAL-LIABILITIES-AND-EQUITY>                 861,334
<INTEREST-LOAN>                                 29,444
<INTEREST-INVEST>                                1,927
<INTEREST-OTHER>                                   474
<INTEREST-TOTAL>                                31,845
<INTEREST-DEPOSIT>                              14,280
<INTEREST-EXPENSE>                              18,377
<INTEREST-INCOME-NET>                           13,468
<LOAN-LOSSES>                                      300
<SECURITIES-GAINS>                                 151
<EXPENSE-OTHER>                                  9,101
<INCOME-PRETAX>                                  5,825
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,678
<EPS-PRIMARY>                                     0.73
<EPS-DILUTED>                                     0.72
<YIELD-ACTUAL>                                    3.39
<LOANS-NON>                                      1,339
<LOANS-PAST>                                     1,334
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,129
<CHARGE-OFFS>                                      375
<RECOVERIES>                                        39
<ALLOWANCE-CLOSE>                                3,093
<ALLOWANCE-DOMESTIC>                             2,696
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            397