<ARTICLE> 9
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997
<PERIOD-START>                             APR-01-1997             JAN-01-1997
<PERIOD-END>                               JUN-30-1997             JUN-30-1997
<CASH>                                         121,174                 121,174
<INT-BEARING-DEPOSITS>                              50                      50
<FED-FUNDS-SOLD>                                37,692                  37,692
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    581,040                 581,040
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      2,757,299               2,757,299
<ALLOWANCE>                                     37,618                  37,618
<TOTAL-ASSETS>                               3,626,911               3,626,911
<DEPOSITS>                                   2,951,783               2,951,783
<SHORT-TERM>                                   218,616                 218,616
<LIABILITIES-OTHER>                             40,284                  40,284
<LONG-TERM>                                     88,581                  88,581
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        89,698                  89,698
<OTHER-SE>                                     237,949                237,9494
<TOTAL-LIABILITIES-AND-EQUITY>               3,626,911               3,626,911
<INTEREST-LOAN>                                 59,585                 115,897
<INTEREST-INVEST>                                9,083                  17,855
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                68,668                 133,752
<INTEREST-DEPOSIT>                              25,299                  49,542
<INTEREST-EXPENSE>                              29,035                  56,672
<INTEREST-INCOME-NET>                           39,633                  77,080
<LOAN-LOSSES>                                    2,147                   4,292
<SECURITIES-GAINS>                                (36)                    (50)
<EXPENSE-OTHER>                                 32,831                  64,893
<INCOME-PRETAX>                                 14,485                  27,421
<INCOME-PRE-EXTRAORDINARY>                      10,107                  19,315
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    10,107                  19,315
<EPS-PRIMARY>                                      .69                    1.32
<EPS-DILUTED>                                      .69                    1.32
<YIELD-ACTUAL>                                    8.45                    8.37
<LOANS-NON>                                     17,066                  17,066
<LOANS-PAST>                                       388                     388
<LOANS-TROUBLED>                                   420                     420
<LOANS-PROBLEM>                                 11,600                  11,600
<ALLOWANCE-OPEN>                                36,975                  35,997
<CHARGE-OFFS>                                    2,224                   4,037
<RECOVERIES>                                       720                   1,366
<ALLOWANCE-CLOSE>                               37,618                  37,618
<ALLOWANCE-DOMESTIC>                            25,392                  25,392
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         12,226                  12,226