1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (Date of earliest event reported) OCTOBER 17, 1997 CITFED BANCORP, INC. - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) DELAWARE 0-19611 31-1332674 - -------------------------------------------------------------------------------- (State or other jurisdiction (Commission File No.) (IRS Employer Identification of incorporation) Number) ONE CITIZENS FEDERAL CENTRE, DAYTON, OHIO 45402 - -------------------------------------------------------------------------------- (Address of principal executive offices) (937) 223-4234 - -------------------------------------------------------------------------------- (Registrant's telephone number, including area code) NOT APPLICABLE - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) 2 ITEM 5. OTHER EVENTS. On October 17, 1997, the Registrant issued the attached press release, announcing the declaration of a three for two stock split and a second quarter cash dividend. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. (c) Exhibits: Exhibit 99: Press Release dated October 17, 1997. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. CITFED BANCORP, INC. Date: October 21, 1997 By: John H. Curp ------------------------------ John H. Curp Senior Vice President and Corporate Secretary 3 EXHIBIT INDEX EXHIBIT NO. DESCRIPTION - ----------- ----------- 99 Press Release dated October 17, 1997.