<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> APR-01-1996 <PERIOD-END> JUN-30-1996 <CASH> 191,311 <INT-BEARING-DEPOSITS> 210 <FED-FUNDS-SOLD> 28,598 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 751,578 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 3,082,531 <ALLOWANCE> 39,231 <TOTAL-ASSETS> 4,224,848 <DEPOSITS> 3,528,529 <SHORT-TERM> 183,893 <LIABILITIES-OTHER> 54,868 <LONG-TERM> 78,992 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 113,685 <OTHER-SE> 264,880 <TOTAL-LIABILITIES-AND-EQUITY> 4,224,848 <INTEREST-LOAN> 65,634 <INTEREST-INVEST> 11,949 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 77,583 <INTEREST-DEPOSIT> 29,230 <INTEREST-EXPENSE> 32,705 <INTEREST-INCOME-NET> 44,878 <LOAN-LOSSES> 2,351 <SECURITIES-GAINS> 20 <EXPENSE-OTHER> 39,949 <INCOME-PRETAX> 14,065 <INCOME-PRE-EXTRAORDINARY> 10,028 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,028 <EPS-PRIMARY> .35 <EPS-DILUTED> .35 <YIELD-ACTUAL> 4.83 <LOANS-NON> 17,519 <LOANS-PAST> 1,445 <LOANS-TROUBLED> 568 <LOANS-PROBLEM> 12,300 <ALLOWANCE-OPEN> 38,529 <CHARGE-OFFS> 2,649 <RECOVERIES> 1,001 <ALLOWANCE-CLOSE> 39,231 <ALLOWANCE-DOMESTIC> 27,610 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 11,621