<ARTICLE> 9
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   12-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1997             OCT-01-1997
<PERIOD-END>                               DEC-31-1997             DEC-31-1997
<CASH>                                         168,351                 168,351
<INT-BEARING-DEPOSITS>                             246                     246
<FED-FUNDS-SOLD>                                11,976                  11,976
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    575,382                 575,382
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      3,541,619               3,541,619
<ALLOWANCE>                                     45,911                  45,911
<TOTAL-ASSETS>                               4,439,271               4,439,271
<DEPOSITS>                                   3,694,346               3,694,346
<SHORT-TERM>                                   174,866                 174,866
<LIABILITIES-OTHER>                             52,052                  52,052
<LONG-TERM>                                    108,165                 108,165
<PREFERRED-MANDATORY>                          120,274                 120,274
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                     289,568                 289,568
<TOTAL-LIABILITIES-AND-EQUITY>               4,439,271               4,439,271
<INTEREST-LOAN>                                294,258                  76,611
<INTEREST-INVEST>                               41,605                   9,381
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                               335,863                  85,992
<INTEREST-DEPOSIT>                             129,267                  33,535
<INTEREST-EXPENSE>                             144,015                  36,908
<INTEREST-INCOME-NET>                          191,848                  49,084
<LOAN-LOSSES>                                   15,332                   3,135
<SECURITIES-GAINS>                               (787)                      25
<EXPENSE-OTHER>                                177,161                  37,475
<INCOME-PRETAX>                                 46,049                  20,614
<INCOME-PRE-EXTRAORDINARY>                      31,508                  14,255
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    31,508                  14,255
<EPS-PRIMARY>                                     1.13                     .51
<EPS-DILUTED>                                     1.11                     .50
<YIELD-ACTUAL>                                    4.86                    4.90
<LOANS-NON>                                     19,989                  19,989
<LOANS-PAST>                                     1,185                   1,185
<LOANS-TROUBLED>                                   446                     446
<LOANS-PROBLEM>                                 22,000                  22,000
<ALLOWANCE-OPEN>                                42,166                  46,041
<CHARGE-OFFS>                                   15,585                   4,723
<RECOVERIES>                                     3,998                   1,458
<ALLOWANCE-CLOSE>                               45,911                  45,911
<ALLOWANCE-DOMESTIC>                            29,207                  29,207
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         16,704                  16,704