<ARTICLE> 9
<LEGEND>
THE FINANCIAL DATA SCHEDULE CONTAINS FINANCIAL INFORMATION FROM THE     
CORPORATION'S INTERIM CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS
QUARTERLY REPORT ON FORM 10-Q FOR THE PERIOD ENDED MARCH 31, 1996 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                          17,899
<INT-BEARING-DEPOSITS>                           3,783
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     86,089
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        597,044
<ALLOWANCE>                                      2,713
<TOTAL-ASSETS>                                 745,381
<DEPOSITS>                                     583,140
<SHORT-TERM>                                    10,572
<LIABILITIES-OTHER>                              9,709
<LONG-TERM>                                     60,669
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            58
<OTHER-SE>                                      81,233
<TOTAL-LIABILITIES-AND-EQUITY>                 745,381
<INTEREST-LOAN>                                  8,933
<INTEREST-INVEST>                                1,268
<INTEREST-OTHER>                                   123
<INTEREST-TOTAL>                                10,324
<INTEREST-DEPOSIT>                               4,508
<INTEREST-EXPENSE>                                 834
<INTEREST-INCOME-NET>                            4,982
<LOAN-LOSSES>                                      114
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,765
<INCOME-PRETAX>                                  2,023
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,296
<EPS-PRIMARY>                                      .23
<EPS-DILUTED>                                      .22
<YIELD-ACTUAL>                                    3.79
<LOANS-NON>                                      1,835
<LOANS-PAST>                                       683
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,251
<CHARGE-OFFS>                                       16
<RECOVERIES>                                        26
<ALLOWANCE-CLOSE>                                2,713
<ALLOWANCE-DOMESTIC>                             1,693
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,020