<ARTICLE> 9
<LEGEND>
The financial data schedule contains financial information from the Corporatin's
interim consolidated financial statements contained in its quarterly report on
Form 10-Q for the period ended March 31, 1998 and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                          29,324
<INT-BEARING-DEPOSITS>                             692
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                 3,371
<INVESTMENTS-HELD-FOR-SALE>                     62,118
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        774,733
<ALLOWANCE>                                      3,448
<TOTAL-ASSETS>                                 915,465
<DEPOSITS>                                     663,887
<SHORT-TERM>                                    65,500
<LIABILITIES-OTHER>                             14,774
<LONG-TERM>                                     88,958
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            60
<OTHER-SE>                                      77,285
<TOTAL-LIABILITIES-AND-EQUITY>                 915,465
<INTEREST-LOAN>                                 15,303
<INTEREST-INVEST>                                  965
<INTEREST-OTHER>                                   288
<INTEREST-TOTAL>                                16,556
<INTEREST-DEPOSIT>                               7,617
<INTEREST-EXPENSE>                               9,876
<INTEREST-INCOME-NET>                            6,680
<LOAN-LOSSES>                                      210
<SECURITIES-GAINS>                                (24)
<EXPENSE-OTHER>                                  5,143
<INCOME-PRETAX>                                  2,934
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,831
<EPS-PRIMARY>                                     0.36
<EPS-DILUTED>                                     0.32
<YIELD-ACTUAL>                                    3.22
<LOANS-NON>                                      2,496
<LOANS-PAST>                                       168
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,293
<CHARGE-OFFS>                                       98
<RECOVERIES>                                        43
<ALLOWANCE-CLOSE>                                3,448
<ALLOWANCE-DOMESTIC>                             2,885
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            563