<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
INVESTORSBANCORP, INC. FINANCIAL STATEMENTS INCLUDED IN ITS FORM 10-Q AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 10-Q.
</LEGEND>
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                       1,221,157
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             4,884,000
<TRADING-ASSETS>                             7,760,000
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     28,121,749
<ALLOWANCE>                                    232,071
<TOTAL-ASSETS>                              42,660,888
<DEPOSITS>                                  35,191,739
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            545,269
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     6,989,900
<OTHER-SE>                                    (66,020)
<TOTAL-LIABILITIES-AND-EQUITY>              42,660,888
<INTEREST-LOAN>                                886,544
<INTEREST-INVEST>                              266,407
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,152,951
<INTEREST-DEPOSIT>                             596,140
<INTEREST-EXPENSE>                             596,140
<INTEREST-INCOME-NET>                          556,811
<LOAN-LOSSES>                                  136,011
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                995,675
<INCOME-PRETAX>                                 11,839
<INCOME-PRE-EXTRAORDINARY>                      36,880
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    36,880
<EPS-PRIMARY>                                     0.04
<EPS-DILUTED>                                     0.04
<YIELD-ACTUAL>                                   3.538
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                96,060
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              232,071
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        232,071