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                                                                    EXHIBIT 23.2




                    Consent of Crowe, Chizek and Company LLP


                       CONSENT OF INDEPENDENT ACCOUNTANTS




We hereby consent to the use of our report dated September 10, 1998 on the 
financial statements of Community Shores Bank Corporation for the period ended 
September 9, 1998, to be included within this Registration Statement on Form 
SB-2 and Prospectus of Community Shores Bank Corporation.  We also consent to 
the use of our name as "Experts" in the Prospectus.


                                                  Crowe, Chizek and Company LLP
                                                  Crowe, Chizek and Company LLP


Grand Rapids, Michigan
September 16, 1998