<ARTICLE> BD <PERIOD-TYPE> 12-MOS 12-MOS <FISCAL-YEAR-END> JUL-31-1998 JUL-31-1997 <PERIOD-START> JUL-31-1997 JUL-31-1996 <PERIOD-END> JUL-31-1998 JUL-31-1997 <CASH> 0 0 <RECEIVABLES> 2,563,945 3,654,623 <SECURITIES-RESALE> 0 0 <SECURITIES-BORROWED> 0 0 <INSTRUMENTS-OWNED> 13,361,199 13,615,510 <PP&E> 0 0 <TOTAL-ASSETS> 15,925,144 17,270,133 <SHORT-TERM> 0 0 <PAYABLES> 237,150 295,481 <REPOS-SOLD> 0 0 <SECURITIES-LOANED> 0 0 <INSTRUMENTS-SOLD> 0 0 <LONG-TERM> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 15,687,994 16,974,652 <OTHER-SE> 0 0 <TOTAL-LIABILITY-AND-EQUITY> 15,925,144 17,270,133 <TRADING-REVENUE> 227,175 2,428,543 <INTEREST-DIVIDENDS> 1,041,522 1,276,425 <COMMISSIONS> (658,592) (661,043) <INVESTMENT-BANKING-REVENUES> 0 0 <FEE-REVENUE> 0 0 <INTEREST-EXPENSE> 0 0 <COMPENSATION> (22,382) (212,319) <INCOME-PRETAX> 0 0 <INCOME-PRE-EXTRAORDINARY> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 587,723 2,831,606 <EPS-PRIMARY> 0 0 <EPS-DILUTED> 0 0