<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF CHESTER BANCORP INC. AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0001010838
<NAME> CHESTER BANCORP, INC.
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                           1,394
<INT-BEARING-DEPOSITS>                           5,738
<FED-FUNDS-SOLD>                                 3,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,662
<INVESTMENTS-CARRYING>                          68,136
<INVESTMENTS-MARKET>                            66,221
<LOANS>                                         49,946
<ALLOWANCE>                                        446
<TOTAL-ASSETS>                                 140,111
<DEPOSITS>                                      95,880
<SHORT-TERM>                                    20,880
<LIABILITIES-OTHER>                                702
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            22
<OTHER-SE>                                      22,627
<TOTAL-LIABILITIES-AND-EQUITY>                 140,111
<INTEREST-LOAN>                                  3,468
<INTEREST-INVEST>                                2,716
<INTEREST-OTHER>                                   667
<INTEREST-TOTAL>                                 6,851
<INTEREST-DEPOSIT>                               3,136
<INTEREST-EXPENSE>                               3,784
<INTEREST-INCOME-NET>                            3,067
<LOAN-LOSSES>                                       17
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,898
<INCOME-PRETAX>                                  1,311
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       914
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0