<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                                                            
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-END>                               MAR-31-1997             JUN-30-1997             SEP-30-1997             DEC-31-1997
<CASH>                                          29,304                  32,400                  23,411                  30,371
<INT-BEARING-DEPOSITS>                               0                       0                       0                       0
<FED-FUNDS-SOLD>                                     0                       0                       0                       0
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    155,050                 145,398                 121,939                 110,769
<INVESTMENTS-CARRYING>                          26,286                  25,257                  23,856                  22,525
<INVESTMENTS-MARKET>                            27,058                  26,117                  24,711                  23,354
<LOANS>                                        637,976                 687,123                 719,407                 744,178
<ALLOWANCE>                                      7,041                   7,100                   7,329                   7,670
<TOTAL-ASSETS>                                 912,568                 958,354                 959,077                 983,817
<DEPOSITS>                                     670,922                 667,552                 681,133                 700,480
<SHORT-TERM>                                   153,039                 201,160                 187,629                 190,185
<LIABILITIES-OTHER>                              9,726                  10,937                   9,964                  11,386
<LONG-TERM>                                     25,750                  23,250                  22,750                  22,250
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                         4,337                   4,347                   4,574                   4,587
<OTHER-SE>                                      48,794                  51,108                  53,027                  54,929
<TOTAL-LIABILITIES-AND-EQUITY>                 912,568                 958,354                 959,077                 983,817
<INTEREST-LOAN>                                 14,763                  30,764                  47,937                  65,830
<INTEREST-INVEST>                                2,805                   5,743                   8,320                  10,585
<INTEREST-OTHER>                                   278                     494                     745                     999
<INTEREST-TOTAL>                                17,846                  37,001                  57,002                  77,414
<INTEREST-DEPOSIT>                               5,554                  11,050                  16,749                  22,614
<INTEREST-EXPENSE>                               7,969                  16,647                  25,644                  34,775
<INTEREST-INCOME-NET>                            9,877                  20,354                  31,358                  42,639
<LOAN-LOSSES>                                      321                     642                   1,103                   1,750
<SECURITIES-GAINS>                                  78                      74                     166                     273
<EXPENSE-OTHER>                                  8,288                  17,293                  26,798                  36,845
<INCOME-PRETAX>                                  3,004                   6,081                   9,280                  12,559
<INCOME-PRE-EXTRAORDINARY>                       2,134                   6,081                   9,280                  12,559
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     2,134                   4,328                   6,603                   8,924
<EPS-PRIMARY>                                     0.49                    1.00                    1.45                    1.95
<EPS-DILUTED>                                     0.49                    0.99                    1.43                    1.93
<YIELD-ACTUAL>                                    5.05                    5.04                    5.05                    5.07
<LOANS-NON>                                      2,850                   2,589                   2,861                   3,298
<LOANS-PAST>                                     1,332                   1,874                   2,277                   1,904
<LOANS-TROUBLED>                                   195                     189                     186                     184
<LOANS-PROBLEM>                                  2,800                   3,000                   3,200                   2,800
<ALLOWANCE-OPEN>                                 6,960                   6,960                   6,960                   6,960
<CHARGE-OFFS>                                      415                     855                   1,189                   1,625
<RECOVERIES>                                       175                     353                     455                     585
<ALLOWANCE-CLOSE>                                7,041                   7,100                   7,329                   7,670
<ALLOWANCE-DOMESTIC>                             3,040                   3,240                   3,265                   3,414
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                          4,001                   3,860                   4,064                   4,256