<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
INVESTORSBANCORP, INC.'S MARCH 31, 1999 10-Q.
</LEGEND>
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                       2,330,637
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             3,100,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 10,995,000
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     50,357,311
<ALLOWANCE>                                    503,573
<TOTAL-ASSETS>                              67,151,483
<DEPOSITS>                                  59,368,817
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            580,177
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                               00
<PREFERRED>                                          0
<COMMON>                                        10,000
<OTHER-SE>                                   7,192,489
<TOTAL-LIABILITIES-AND-EQUITY>              67,151,483
<INTEREST-LOAN>                                948,456
<INTEREST-INVEST>                              224,942
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,173,398
<INTEREST-DEPOSIT>                             671,268
<INTEREST-EXPENSE>                             671,268
<INTEREST-INCOME-NET>                          502,130
<LOAN-LOSSES>                                  107,769
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                628,262
<INCOME-PRETAX>                                210,211
<INCOME-PRE-EXTRAORDINARY>                     129,961
<EXTRAORDINARY>                                      0
<CHANGES>                                      111,713
<NET-INCOME>                                    18,248
<EPS-PRIMARY>                                     0.02
<EPS-DILUTED>                                     0.02
<YIELD-ACTUAL>                                    3.15
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               395,804
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              503,573
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        503,573